Specialty Insurance Specialists

A specialty insurance company
for hard‑to‑place risks.

We make specialty coverage easier to place. Named broker access across hard-file classes, delivered by a team that moves at your pace.

Status
Accepting submissions
Markets
30+ direct
First response
30 min median
Coverage
All of E&S
01 · The difference

Named brokers on the hard files.

Three things, done well, for retail agents and for the carriers we partner with.

01

The team moves like your own.

A dedicated broker on every account. No rotating inboxes, no lost threads. The same person you started with closes the file.

DedicatedHedge · 001
02

First read fast. Full quote when the file is ready.

Submission intake, triage, and market selection happen in the background, so you hear back while the account is still warm.

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03

The accounts others can't place.

Cat-exposed property, thin-file professional, distressed cyber. The submissions everyone else calls tough. We call them the work.

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02 · How it works

A simpler path between a retail agent and the right market.

Four steps from submission to bound. No logins, no portals, no templates to fill. The same four people stay with the account from intake through delivery.

01 / Intake

Send us the submission.

Email, ACORD, screenshot, one sentence. We meet you where your workflow already is.

~ 0 min
02 / Placement

We go to the right markets.

Curated to the risk, not sprayed across a list. Admitted and non-admitted markets, Lloyd's, specialty MGAs.

~ same day
03 / Transparency

Every thread, live.

Status, carrier responses, open questions. A running file note for the people working the account.

~ real-time
04 / Bind

Quote, bind, move on.

Terms compared side by side. Clean binders, policy checked, delivered.

~ timing by file
03 · The file

A running file note from intake through bind.

Every submission lives as a single file. Status, quotes, subjectivities, markets. Visible to the named people working the account. No "checking in" emails. No guessing where it stands.

01

Live, not a status email.

Real-time marketing report. Carriers responding, subjectivities open, quotes landing. One source, updated as it happens. No inbox archaeology.

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02

Everyone, same page.

Producers, managers, auditors, carriers all on one file. No PDF ping-pong, no stale attachments, no "forward the latest." The file is the latest.

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03

Clean binders, delivered.

Policy checked against the quote. Subjectivities cleared before delivery. Straight into your AMS, thirty-minute median first response.

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04 · Coverage

Specialty across every class of E&S.

A slice of our appetite, not the whole list. If it trades in the specialty market, we place it.

Median first response
30m
Markets
30+
E&S lines covered
All.
Hit ratio · hard risks
3×
05 · In their words
"I sent them a contractor's property submission at 4pm on a Thursday. Had a quote back with subjectivities the next morning. That used to take a week."
"What I like is they actually answer the email. If it's a pass, they tell me why in the same thread so I can move on. No chasing, no follow-ups."
"Turnaround is the thing. I'm not waiting four days to find out a market isn't interested. It's quoted, or I have a clean answer by end of day."
Retail Principal
Mid-Atlantic agency · 42 producers
Senior Producer
Southeast retail agency · commercial lines
Commercial Lines Manager
West Coast retail brokerage
Ready when you are

Send us the account
everyone else said no to.

Joining 140+ retail agencies placing specialty across 36 states in 2026.

Direct line   underwriting@hedgespecialty.com 7 days · 9am ET – 10pm PT
Tweaks / Specimen