Primary care, family medicine, internal medicine. Surgical referred separately.
No MICRA cap.
Standard limits on a clean small medical clinics submission. Excess towers structured on request.
When the file matches this profile we quote without referral.
Pull these together with the file and we quote in hours.
Same class, different state. Each state page covers the verdict, limits, and any state-specific subjectivities.
Often relevant to a submission in this class.
Case by case in Florida. No MICRA cap. The base appetite still applies. Send the file and we'll quote with the state-specific carve-outs.
No MICRA cap. That's the carve-out brokers need to know about up front. Everything else mirrors the base small medical clinics appetite. See the Submission section for the full list.
Medical Malpractice to $1M / $3M; General Liability to $1M / $2M; Cyber & Tech E&O to $2M / $2M; EPL to $1M. Excess towers are structured on request. State-specific carve-outs (e.g. FL Florida wind / wildfire / labor-law endorsements) priced individually.
· LAST REVIEWED 2026-05-19 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671