Salons, spas, barbers wholesale insurance · Yes · Hedge E&S
Hedge / Appetite / Salons, spas, barbers
● Actively writing / P&C

Salons, spas, barbers.

Hair, nail, esthetician services. Med spas with injectables reviewed separately.

NAICS   812112 · 812199 · 812191
Also known as   barbershop, beauty salon, nail salon, med spa
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Coverage

What we'd quote.

Standard limits on a clean salons spas barbers submission. Excess towers structured on request.

General Liability $1M / $2M General Liability wholesale → Professional Liability $1M / $2M Professional Liability wholesale → Commercial Property $1M / loc Commercial Property wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Hair + nail + standard esthetics
02 Employee or booth-rental clean structure
03 State-licensed practitioners
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01Services performed
  • 02Booth-rental vs. employee model
  • 03Esthetician services (peels, microblading)
  • 04Injectables (Botox, fillers)?
State nuance

Where the answer changes by state.

For these states, the verdict, the limits, or the subjectivities shift. Open the state page for the full picture.

Salons, spas, barbers in New Jersey
NJ · Edge, case by case
Cosmetology license stricter; med spa requires physician.
Related

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write salons spas barbers?

Yes. Salons, spas, barbers is in appetite. Hair, nail, esthetician services. Med spas with injectables reviewed separately. First response inside 30 minutes during business hours.

What does Hedge need to quote salons spas barbers?

Services performed; Booth-rental vs. employee model; Esthetician services (peels, microblading); Injectables (Botox, fillers)?. Pulling these together with the file gets you to a quote in hours.

What limits and lines does Hedge offer on salons spas barbers?

General Liability to $1M / $2M; Professional Liability to $1M / $2M; Commercial Property to $1M / loc. Excess towers are structured on request.

Does Hedge write salon?

salon is one of the ways brokers describe salons spas barbers, and yes, we handle it under our Salons, spas, barbers appetite. Same lines, same limits, same subjectivities as listed above.

· LAST REVIEWED   2026-05-19    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671