Roofing contractors in Florida · Edge · Hedge E&S wholesale
Edge in Florida, case by case / P&C

Roofing contractors in Florida.

Residential roofing with subs verified. Commercial under 3 stories with referral.

NAICS   238160
Also known as   roofer, roof repair, roof replacement, shingle

Wind/hail loss history reviewed. Storm-chasers declined.

Coverage

What we'd quote.

Standard limits on a clean roofing contractors submission. Excess towers structured on request.

General Liability $1M / $2M General Liability wholesale → Commercial Auto $1M CSL Commercial Auto wholesale → Inland Marine $50K Inland Marine wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Residential asphalt shingle, ≤ 3 stories
02 All subs with own GL + WC
03 OSHA-compliant fall protection
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01% residential vs. commercial
  • 02% torch-down / hot tar work
  • 03Subcontractor verification (COIs)
  • 04Max height worked
  • 05Fall protection plan
By state

Other states for this class.

Same class, different state. Each state page covers the verdict, limits, and any state-specific subjectivities.

Roofing contractors in Texas
TX · Edge, case by case
Hail-belt history individually rated.
Roofing contractors in Colorado
CO · Edge, case by case
Hail loss runs (5-year) required.
Related

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write roofing contractors in Florida?

Case by case in Florida. Wind/hail loss history reviewed. Storm-chasers declined. The base appetite still applies. Send the file and we'll quote with the state-specific carve-outs.

What's different about roofing contractors in Florida?

Wind/hail loss history reviewed. Storm-chasers declined. That's the carve-out brokers need to know about up front. Everything else mirrors the base roofing contractors appetite. See the Submission section for the full list.

What limits will Hedge offer on roofing contractors in Florida?

General Liability to $1M / $2M; Commercial Auto to $1M CSL; Inland Marine to $50K. Excess towers are structured on request. State-specific carve-outs (e.g. FL Florida wind / wildfire / labor-law endorsements) priced individually.

· LAST REVIEWED   2026-05-19    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671