Churches & religious institutions · Yes · Hedge E&S
Hedge / Appetite / Churches & religious institutions
● Actively writing / P&C

Churches & religious institutions.

Churches and houses of worship. Day care or school inside reviewed as separate location.

NAICS   813110
Also known as   synagogue, mosque, temple, house of worship
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Coverage

What we'd quote.

Standard limits on a clean churches & religious institutions submission. Excess towers structured on request.

Commercial Property $10M / loc Commercial Property wholesale → General Liability $1M / $2M General Liability wholesale → Abuse & Molestation $500K sub-limit Abuse & Molestation wholesale → Pastoral Counseling $500K Pastoral Counseling wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Established congregations, 50-500 attendance
02 Daycare / school operated as separate entity
03 Background-checked youth workers
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01Attendance (Sunday services)
  • 02Daycare / preschool on premises?
  • 03Counseling services offered?
  • 04Background checks for staff/volunteers
Related

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Course of construction P&C Electricians
FAQ

Common questions.

Does Hedge write churches & religious institutions?

Yes. Churches & religious institutions is in appetite. Churches and houses of worship. Day care or school inside reviewed as separate location. First response inside 30 minutes during business hours.

What does Hedge need to quote churches & religious institutions?

Attendance (Sunday services); Daycare / preschool on premises?; Counseling services offered?; Background checks for staff/volunteers. Pulling these together with the file gets you to a quote in hours.

What limits and lines does Hedge offer on churches & religious institutions?

Commercial Property to $10M / loc; General Liability to $1M / $2M; Abuse & Molestation to $500K sub-limit; Pastoral Counseling to $500K. Excess towers are structured on request.

Does Hedge write church?

church is one of the ways brokers describe churches & religious institutions, and yes, we handle it under our Churches & religious institutions appetite. Same lines, same limits, same subjectivities as listed above.

· LAST REVIEWED   2026-05-19    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671