Plumbers.

Licensed plumbers, residential and commercial. Backflow + new construction included.

NAICS 238220

Also known as plumbing, pipe, drain cleaning

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Coverage

What we'd quote.

Standard limits on a clean plumbers submission. Excess towers structured on request.

General Liability $1M / $2M General Liability wholesale → Commercial Auto $1M CSL Commercial Auto wholesale → Inland Marine (tools) $25K Inland Marine (tools) wholesale →

Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Licensed master plumber on staff

02 Service-call business 70%+

03 No deep trenching (< 8 ft)

Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

01License copy
02% new construction vs. service
03Trenching depth max
04Number of trucks + drivers

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction

FAQ

Common questions.

Does Hedge write plumbers?

Yes. Plumbers is in appetite. Licensed plumbers, residential and commercial. Backflow + new construction included. First response inside 30 minutes during business hours.

What does Hedge need to quote plumbers?

License copy; % new construction vs. service; Trenching depth max; Number of trucks + drivers. Pulling these together with the file gets you to a quote in hours.

What limits and lines does Hedge offer on plumbers?

General Liability to $1M / $2M; Commercial Auto to $1M CSL; Inland Marine (tools) to $25K. Excess towers are structured on request.

Does Hedge write plumber?

plumber is one of the ways brokers describe plumbers, and yes, we handle it under our Plumbers appetite. Same lines, same limits, same subjectivities as listed above.

· LAST REVIEWED 2026-05-19 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671