Residential and light commercial GCs. Sub-out percentage is the lever.
Standard limits on a clean general contractors submission. Excess towers structured on request.
When the file matches this profile we quote without referral.
Pull these together with the file and we quote in hours.
For these states, the verdict, the limits, or the subjectivities shift. Open the state page for the full picture.
Often relevant to a submission in this class.
Case by case. General contractors fits our broader appetite, but the specific file needs the extra detail in the Submission section before we can quote. Residential and light commercial GCs. Sub-out percentage is the lever.
% subcontracted vs. self-performed; Largest project completed value; Subcontractor COI verification process; Hold-harmless agreement template; plus 1 more standard items. Pulling these together with the file gets you to a quote in hours.
General contractors can fit, but specific files vary. The Sweet spot section above lists what we quote without referral; the Edge cases section flags the situations that push a submission to individual review. Send the file with the Submission items and we'll come back inside the hour with a quote, a clear set of subjectivities, or a redirect.
GC is one of the ways brokers describe general contractors, and the same edge appetite applies: case by case. The Sweet spot section above covers what we quote without referral, and the Edge cases section flags what pushes a submission to individual review. Send the file with the Submission items and we'll come back inside the hour.
· LAST REVIEWED 2026-05-19 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671