Property + GL for active rehab and flip projects up to $3M TIV and 12 units. Vacant during renovation OK with permits.
Earthquake required with 10% minimum deductible.
Standard limits on a clean fix-and-flip & rehab investor submission. Excess towers structured on request.
When the file matches this profile we quote without referral.
Pull these together with the file and we quote in hours.
Same class, different state. Each state page covers the verdict, limits, and any state-specific subjectivities.
Often relevant to a submission in this class.
Case by case in California. Earthquake required with 10% minimum deductible. The base appetite still applies. Send the file and we'll quote with the state-specific carve-outs.
Earthquake required with 10% minimum deductible. That's the carve-out brokers need to know about up front. Everything else mirrors the base fix-and-flip & rehab investor appetite. See the Submission section for the full list.
Commercial Property to $3M TIV / loc; General Liability to $1M / $2M; Flood to Optional, up to $250K. Excess towers are structured on request. State-specific carve-outs (e.g. CA California wind / wildfire / labor-law endorsements) priced individually.
· LAST REVIEWED 2026-05-29 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671