Fix-and-flip & rehab investor insurance · Yes · Hedge E&S
Hedge / Appetite / Fix-and-flip & rehab investor
Actively writing / P&C

Fix-and-flip & rehab investor.

Property + GL for active rehab and flip projects up to $3M TIV and 12 units. Vacant during renovation OK with permits.

NAICS   236118 · 236220 · 531120 · 531190 · 531311
Also known as   fix and flip, house flipper, investor renovation, REI rehab, rehabber
Coverage

What we'd quote.

Standard limits on a clean fix-and-flip & rehab investor submission. Excess towers structured on request.

Commercial Property $3M TIV / loc Commercial Property wholesale → General Liability $1M / $2M General Liability wholesale → Flood Optional, up to $250K Flood wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Investors, GCs, house flippers on 1-4 unit residential
02 Multi-family up to 12 units
03 Structural and non-structural renovation
04 Frame, joisted masonry, non-combustible, fire-resistive
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01Scope of work and renovation timeline
  • 02Active building permits
  • 03Contractor license and experience
  • 04Total completed value
  • 05Photos of all four elevations
  • 06Anticipated completion date
  • 0725% minimum earned premium acknowledgement
State nuance

Where the answer changes by state.

For these states, the verdict, the limits, or the subjectivities shift. Open the state page for the full picture.

Fix-and-flip & rehab investor in Alabama
AL · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Alaska
AK · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Delaware
DE · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Hawaii
HI · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Idaho
ID · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Indiana
IN · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Iowa
IA · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Kansas
KS · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Kentucky
KY · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Louisiana
LA · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Maine
ME · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Minnesota
MN · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Mississippi
MS · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Montana
MT · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Nebraska
NE · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in New Hampshire
NH · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in New Mexico
NM · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in North Dakota
ND · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Rhode Island
RI · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in South Dakota
SD · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Utah
UT · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Vermont
VT · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Washington
WA · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in West Virginia
WV · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Wyoming
WY · Not actively writing
Not currently in carrier footprint for fix-and-flip.
Fix-and-flip & rehab investor in Florida
FL · Edge, case by case
Coastal restrictions apply; review individually.
Fix-and-flip & rehab investor in California
CA · Edge, case by case
Earthquake required with 10% minimum deductible.
Related

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write fix-and-flip & rehab investor?

Yes. Fix-and-flip & rehab investor is in appetite. Property + GL for active rehab and flip projects up to $3M TIV and 12 units. Vacant during renovation OK with permits. First response inside 30 minutes during business hours.

What does Hedge need to quote fix-and-flip & rehab investor?

Scope of work and renovation timeline; Active building permits; Contractor license and experience; Total completed value; plus 3 more standard items. Pulling these together with the file gets you to a quote in hours.

What limits and lines does Hedge offer on fix-and-flip & rehab investor?

Commercial Property to $3M TIV / loc; General Liability to $1M / $2M; Flood to Optional, up to $250K. Excess towers are structured on request.

Does Hedge write house flipper?

House flipper is one of the ways brokers describe fix-and-flip & rehab investor, and yes, we handle it under our Fix-and-flip & rehab investor appetite. Same lines, same limits, same subjectivities as listed above.

· LAST REVIEWED   2026-05-29    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671