Daycares & preschools wholesale insurance · Edge · Hedge E&S
Hedge / Appetite / Daycares & preschools
● Edge, case by case / P&C

Daycares & preschools.

Licensed daycares and preschools, ages 2+. Infant care referred separately.

NAICS   624410
Also known as   child care, early learning
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Coverage

What we'd quote.

Standard limits on a clean daycares & preschools submission. Excess towers structured on request.

General Liability $1M / $2M General Liability wholesale → Abuse & Molestation $1M sub-limit Abuse & Molestation wholesale → Professional Liability $1M Professional Liability wholesale → Commercial Property $2M / loc Commercial Property wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Licensed centers, ages 2-5
02 Background checks + fingerprinting
03 No transportation
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01State license + capacity
  • 02Age ranges accepted
  • 03Background check process
  • 04Staff-to-child ratios
  • 05Transportation services?
Related

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Course of construction
FAQ

Common questions.

Does Hedge write daycares & preschools?

Case by case. Daycares & preschools fits our broader appetite, but the specific file needs the extra detail in the Submission section before we can quote. Licensed daycares and preschools, ages 2+. Infant care referred separately.

What does Hedge need to quote daycares & preschools?

State license + capacity; Age ranges accepted; Background check process; Staff-to-child ratios; plus 1 more standard item. Pulling these together with the file gets you to a quote in hours.

Why is daycares & preschools edge for Hedge instead of a clean yes?

Daycares & preschools can fit, but specific files vary. The Sweet spot section above lists what we quote without referral. Send the file with the Submission items and we'll come back inside the hour with a quote, a clear set of subjectivities, or a redirect.

Does Hedge write daycare?

Daycare is one of the ways brokers describe daycares & preschools, and the same edge appetite applies: case by case. The Sweet spot section above covers what we quote without referral. Send the file with the Submission items and we'll come back inside the hour.

· LAST REVIEWED   2026-05-29    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671