Course of construction in Florida · Edge

Course of construction in Florida.

Builder's risk for ground-up + renovation projects up to $25M completed value. 12-month policies standard.

NAICS 236115 · 236118 · 236220

Also known as builders risk, COC, renovation, ground-up build

Wind deductible mandatory during build.

Submit a risk All states for this class

Coverage

What we'd quote.

Standard limits on a clean course of construction submission. Excess towers structured on request.

Builder's Risk $25M completed value Builder's Risk wholesale → Pollution $1M / $2M Pollution wholesale →

Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Ground-up commercial < $25M

02 Licensed GC with 5+ years experience

03 Sprinklered construction

Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

01Total completed value
02Hard-cost breakdown + contractor
03Renovation: existing structure value
04Soft costs and ALE if needed
05Estimated completion date

By state

Other states for this class.

Same class, different state. Each state page covers the verdict, limits, and any state-specific subjectivities.

Course of construction in California

CA · Edge, case by case

Wildfire WUI requires defensible space documentation.

FAQ

Common questions.

Does Hedge write course of construction in Florida?

Case by case in Florida. Wind deductible mandatory during build. The base appetite still applies. Send the file and we'll quote with the state-specific carve-outs.

What's different about course of construction in Florida?

Wind deductible mandatory during build. That's the carve-out brokers need to know about up front. Everything else mirrors the base course of construction appetite. See the Submission section for the full list.

What limits will Hedge offer on course of construction in Florida?

Builder's Risk to $25M completed value; Pollution to $1M / $2M. Excess towers are structured on request. State-specific carve-outs (e.g. FL Florida wind / wildfire / labor-law endorsements) priced individually.