Course of construction wholesale insurance · Yes · Hedge E&S
Hedge / Appetite / Course of construction
● Actively writing / P&C

Course of construction.

Builder's risk for ground-up + renovation projects up to $25M completed value. 12-month policies standard.

NAICS   236115 · 236118 · 236220
Also known as   builders risk, COC, renovation, ground-up build
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Coverage

What we'd quote.

Standard limits on a clean course of construction submission. Excess towers structured on request.

Builder's Risk $25M completed value Builder's Risk wholesale → Pollution $1M / $2M Pollution wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Ground-up commercial < $25M
02 Licensed GC with 5+ years experience
03 Sprinklered construction
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01Total completed value
  • 02Hard-cost breakdown + contractor
  • 03Renovation: existing structure value
  • 04Soft costs and ALE if needed
  • 05Estimated completion date
State nuance

Where the answer changes by state.

For these states, the verdict, the limits, or the subjectivities shift. Open the state page for the full picture.

Course of construction in California
CA · Edge, case by case
Wildfire WUI requires defensible space documentation.
Course of construction in Florida
FL · Edge, case by case
Wind deductible mandatory during build.
Related

Adjacent classes.

Often relevant to a submission in this class.

P&C Apartment buildings & multi-family P&C Auto repair shops P&C Churches & religious institutions P&C Electricians
FAQ

Common questions.

Does Hedge write course of construction?

Yes. Course of construction is in appetite. Builder's risk for ground-up + renovation projects up to $25M completed value. 12-month policies standard. First response inside 30 minutes during business hours.

What does Hedge need to quote course of construction?

Total completed value; Hard-cost breakdown + contractor; Renovation: existing structure value; Soft costs and ALE if needed; plus 1 more standard items. Pulling these together with the file gets you to a quote in hours.

What limits and lines does Hedge offer on course of construction?

Builder's Risk to $25M completed value; Pollution to $1M / $2M. Excess towers are structured on request.

Does Hedge write builders risk?

builders risk is one of the ways brokers describe course of construction, and yes, we handle it under our Course of construction appetite. Same lines, same limits, same subjectivities as listed above.

· LAST REVIEWED   2026-05-19    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671