D&O for HOAs, condos, co-ops, PUDs, timeshares. Defense outside the limits, full prior acts, no Insured vs Insured exclusion.
Standard limits on a clean community association d&o submission. Excess towers structured on request.
When the file matches this profile we quote without referral.
Pull these together with the file and we quote in hours.
Often relevant to a submission in this class.
Yes. Community association D&O is in appetite. D&O for HOAs, condos, co-ops, PUDs, timeshares. Defense outside the limits, full prior acts, no Insured vs Insured exclusion. First response inside 30 minutes during business hours.
Number of units and ownership mix; Employee count (must be under 10); 5-year D&O claims history; Board minutes for past 12 months; plus 2 more standard items. Pulling these together with the file gets you to a quote in hours.
D&O to $1M to $5M; Cyber sub-limit to Optional (data breach, network security, privacy); Wage & Hour / Workplace Violence / Immigration defense to $150K sublimit. Excess towers are structured on request.
HOA D&O is one of the ways brokers describe community association d&o, and yes, we handle it under our Community association D&O appetite. Same lines, same limits, same subjectivities as listed above.
· LAST REVIEWED 2026-05-29 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671