Bars and lounges with door control and trained staff. Nightclubs reviewed case-by-case.
TABC compliance documents required at bind.
Standard limits on a clean bars & nightclubs submission. Excess towers structured on request.
When the file matches this profile we quote without referral.
Pull these together with the file and we quote in hours.
Same class, different state. Each state page covers the verdict, limits, and any state-specific subjectivities.
Often relevant to a submission in this class.
Case by case in Texas. TABC compliance documents required at bind. The base appetite still applies. Send the file and we'll quote with the state-specific carve-outs.
TABC compliance documents required at bind. That's the carve-out brokers need to know about up front. Everything else mirrors the base bars & nightclubs appetite. See the Submission section for the full list.
General Liability to $1M / $2M; Liquor Liability to $1M / $2M; Commercial Property to $3M / loc; Assault & Battery sub-limit to $100K / $300K. Excess towers are structured on request. State-specific carve-outs (e.g. TX Texas wind / wildfire / labor-law endorsements) priced individually.
· LAST REVIEWED 2026-05-19 · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC CA LICENSE #6018729 NPN 22154671