Architects & engineers in California · Edge · Hedge E&S
Edge in California, case by case / Professional

Architects & engineers in California.

Design professionals, including residential architects and small AE firms. Structural reviewed individually.

NAICS   541310 · 541330
Also known as   AE, design firm, structural engineer, civil engineer

Title-24 exposure individually rated for engineers.

Coverage

What we'd quote.

Standard limits on a clean architects & engineers submission. Excess towers structured on request.

Architects & Engineers E&O $5M / $5M Architects & Engineers E&O wholesale → General Liability $1M / $2M General Liability wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Residential + small commercial architects
02 Civil engineering (sitework, surveying)
03 Firms 5-25 employees
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01Discipline (architecture, civil, structural, MEP)
  • 02Largest project last 5 years
  • 03Annual revenue
  • 04Loss history (claims-made for E&O)
Related

Adjacent classes.

Often relevant to a submission in this class.

Professional Accountants & CPAs Professional Allied health. PT, OT, chiropractic Professional Consultants & advisors Professional Cyber for any commercial
FAQ

Common questions.

Does Hedge write architects & engineers in California?

Case by case in California. Title-24 exposure individually rated for engineers. The base appetite still applies. Send the file and we'll quote with the state-specific carve-outs.

What's different about architects & engineers in California?

Title-24 exposure individually rated for engineers. That's the carve-out brokers need to know about up front. Everything else mirrors the base architects & engineers appetite. See the Submission section for the full list.

What limits will Hedge offer on architects & engineers in California?

Architects & Engineers E&O to $5M / $5M; General Liability to $1M / $2M. Excess towers are structured on request. State-specific carve-outs (e.g. CA California wind / wildfire / labor-law endorsements) priced individually.

· LAST REVIEWED   2026-05-19    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671