Architects & engineers insurance · Edge · Hedge E&S
Hedge / Appetite / Architects & engineers
Edge, case by case / Professional

Architects & engineers.

Design professionals, including residential architects and small AE firms. Structural reviewed individually.

NAICS   541310 · 541330
Also known as   AE, design firm, structural engineer, civil engineer
Coverage

What we'd quote.

Standard limits on a clean architects & engineers submission. Excess towers structured on request.

Architects & Engineers E&O $5M / $5M Architects & Engineers E&O wholesale → General Liability $1M / $2M General Liability wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Residential + small commercial architects
02 Civil engineering (sitework, surveying)
03 Firms 5-25 employees
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01Discipline (architecture, civil, structural, MEP)
  • 02Largest project last 5 years
  • 03Annual revenue
  • 04Loss history (claims-made for E&O)
State nuance

Where the answer changes by state.

For these states, the verdict, the limits, or the subjectivities shift. Open the state page for the full picture.

Architects & engineers in California
CA · Edge, case by case
Title-24 exposure individually rated for engineers.
Related

Adjacent classes.

Often relevant to a submission in this class.

Professional Accountants & CPAs Professional Allied health. PT, OT, chiropractic Professional Consultants & advisors Professional Cyber for any commercial
FAQ

Common questions.

Does Hedge write architects & engineers?

Case by case. Architects & engineers fits our broader appetite, but the specific file needs the extra detail in the Submission section before we can quote. Design professionals, including residential architects and small AE firms. Structural reviewed individually.

What does Hedge need to quote architects & engineers?

Discipline (architecture, civil, structural, MEP); Largest project last 5 years; Annual revenue; Loss history (claims-made for E&O). Pulling these together with the file gets you to a quote in hours.

Why is architects & engineers edge for Hedge instead of a clean yes?

Architects & engineers can fit, but specific files vary. The Sweet spot section above lists what we quote without referral; the Edge cases section flags the situations that push a submission to individual review. Send the file with the Submission items and we'll come back inside the hour with a quote, a clear set of subjectivities, or a redirect.

Does Hedge write architect?

architect is one of the ways brokers describe architects & engineers, and the same edge appetite applies: case by case. The Sweet spot section above covers what we quote without referral, and the Edge cases section flags what pushes a submission to individual review. Send the file with the Submission items and we'll come back inside the hour.

· LAST REVIEWED   2026-05-19    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671