Allied health. PT, OT, chiropractic · Yes · Hedge E&S
Hedge / Appetite / Allied health. PT, OT, chiropractic
Actively writing / Professional

Allied health. PT, OT, chiropractic.

Physical therapy, occupational therapy, chiropractic. Solo to multi-provider.

NAICS   621340 · 621399
Also known as   physical therapy, occupational therapy, chiropractor
Coverage

What we'd quote.

Standard limits on a clean allied health pt ot chiropractic submission. Excess towers structured on request.

Medical Malpractice $1M / $3M Medical Malpractice wholesale → General Liability $1M / $2M General Liability wholesale →
Sweet spot

Where this fits cleanly.

When the file matches this profile we quote without referral.

01 Outpatient PT/OT/chiro
02 Provider-owned, < 10 providers
03 Standard manual therapy
Submission

What we'll need to bind.

Pull these together with the file and we quote in hours.

  • 01Discipline + state license
  • 02Provider count
  • 03Modalities used (manipulation, electrotherapy, etc.)
  • 045-year claims history
Related

Adjacent classes.

Often relevant to a submission in this class.

Professional Accountants & CPAs Professional Consultants & advisors Professional Cyber for any commercial Professional Insurance agents & brokers
FAQ

Common questions.

Does Hedge write allied health pt ot chiropractic?

Yes. Allied health. PT, OT, chiropractic is in appetite. Physical therapy, occupational therapy, chiropractic. Solo to multi-provider. First response inside 30 minutes during business hours.

What does Hedge need to quote allied health pt ot chiropractic?

Discipline + state license; Provider count; Modalities used (manipulation, electrotherapy, etc.); 5-year claims history. Pulling these together with the file gets you to a quote in hours.

What limits and lines does Hedge offer on allied health pt ot chiropractic?

Medical Malpractice to $1M / $3M; General Liability to $1M / $2M. Excess towers are structured on request.

Does Hedge write physical therapy?

physical therapy is one of the ways brokers describe allied health pt ot chiropractic, and yes, we handle it under our Allied health. PT, OT, chiropractic appetite. Same lines, same limits, same subjectivities as listed above.

· LAST REVIEWED   2026-05-19    · HEDGE SPECIALTY DBA TAVEN INSURANCE SERVICES LLC   CA LICENSE #6018729   NPN 22154671